Participant Experiences
What People Say
After Attending
These are honest reflections from adults who have completed one or more Siriphat programs. We share them with their permission.
← Back to Home340+
Program completions
87%
Rate sessions very useful
60%+
Return for a second program
4.7
Average program rating
From Participants
Their Words, Not Ours
A mix of responses from participants across all three programs, collected between February and March 2025.
"I had heard the terms RMF and SSF for years without really understanding the difference. After the second session I finally had a framework for comparing them. Nothing flashy — just the kind of careful explanation I hadn't found anywhere else."
Khun Prasoet
Retirement Account Comparison
Bangkok · March 2025
"I came primarily for the inflation workshop and left with a completely different way of looking at our savings. The way the facilitator connected Thai price data to what we actually experience at the market was something I could immediately share with my husband."
Khun Nanthiwa
Inflation Awareness Workshop
Thon Buri, Bangkok · February 2025
"What made the family program valuable wasn't the financial content itself — it was the structure it gave me for how to actually bring this into our household. I had our first proper family money conversation within two weeks of finishing."
Khun Anong
Family Financial Education Design
Sathorn, Bangkok · February 2025
"The group is small enough that questions feel welcome rather than disruptive. I asked something I had been embarrassed to ask anywhere else — about how RMFs interact with my provident fund — and got a clear, non-condescending answer."
Khun Wichai
Retirement Account Comparison
Lat Phrao, Bangkok · March 2025
"I was sceptical at first — I've sat through financial presentations that turned out to be product promotions. This is genuinely different. Three evenings of clear information, no pitch at the end, and I left with actual reference documents I have gone back to several times."
Khun Sirada
Retirement Account Comparison
Khlong Toei, Bangkok · January 2025
"The inflation workshop is a good starting point, and that is how I began. Three months later I completed the retirement program. The content builds well if you attend both — the second takes for granted some of what the first covers, which felt intentional and appreciated."
Khun Pornthip
Both Programs
Bang Kho Laem, Bangkok · March 2025
In More Detail
Three Participant Journeys
With permission, these participants shared a more detailed account of what brought them to Siriphat and what changed as a result.
The Situation
A 52-year-old public sector employee with 12 years to retirement, a provident fund, and a separate savings account — but no framework for whether she was on track or not.
What She Attended
The Inflation Awareness Workshop, then six months later the Retirement Account Comparison program. She said the first gave her vocabulary; the second gave her a decision framework.
What Changed
She opened an RMF for the first time, reviewed her provident fund contribution rate, and met with a financial adviser feeling that she could evaluate what she was being told — not just accept it.
"I am not a financial person. I never thought I could understand this material. Siriphat showed me I could — I just needed someone to explain it at a human pace."
— Khun Malee, Bangkok · Completed both programs, 2024–2025
The Situation
A 46-year-old business owner with two children, aged 14 and 19. He had money conversations with his older child but found them awkward and inconsistent, with no underlying structure.
What He Attended
The Family Financial Education Design program over three weeks. His wife attended two of the five sessions with him, which he described as one of the most useful aspects.
What Changed
The family now has a monthly financial conversation — short, structured, and with a shared vocabulary. His older child has started contributing a portion of part-time earnings to a savings account with a purpose he chose himself.
"The programme didn't tell us what to teach our children. It helped us design what we actually want them to understand — which is a very different thing."
— Khun Theerawat, Thon Buri · Family Financial Education Design, February 2025
The Situation
A 58-year-old retired teacher with a government pension and some savings. Her main concern was whether inflation would erode her pension's purchasing power over a 20-year horizon.
What She Attended
The Inflation Awareness Workshop. She was initially concerned the content would be too technical. She found it accessible and left with a concrete scenario calculation she could use.
What Changed
She worked through a 20-year purchasing-power scenario for her pension using the framework from the session. She is now considering a small additional savings component and plans to attend the Retirement Account Comparison next.
"I left with a number — not an exact figure, but a realistic range. That alone made the whole morning worthwhile. I hadn't had a way to calculate that before."
— Khun Somying, Nonthaburi · Inflation Awareness Workshop, January 2025
Professional Context
Professional Standing
CIPA Member
Consumer Investment Protection Association of Thailand — member since 2021.
Commended Practice
Bangkok Adult Learning Network Best Practice Commendation, March 2024.
Community Sessions
Two community financial literacy sessions delivered in Thon Buri, January 2025.
No-Commission Policy
Documented, independently reviewed policy — in place since our founding in 2019.
Get in Touch
Have Questions Before Joining?
We are happy to answer any questions before you commit to anything. Reach out by phone, email, or using the contact form on our main page.
203 Charoennakhon Road, Thon Buri, Bangkok 10600 • Mon–Fri 10:00–18:00 • Sat 10:00–14:00
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