๐ŸŒธSiriphat
Financial education programs

Three Programs,
One Clear Purpose

Each program is designed around a specific set of questions that adults in their forties and fifties tend to carry. Choose the one that matches where you are right now.

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How We Structure Learning

Every Siriphat program follows the same principles, even as the content differs.

01

Anchor in Reality

Every concept is introduced through a real example drawn from Thai economic conditions โ€” not from abstract theory.

02

Build Understanding

Concepts are layered carefully, with time for questions at each stage. Nothing is assumed; everything is explained.

03

Apply Personally

Exercises help participants connect what they've learned to their own situation โ€” income, timeline, family, and values.

04

Take Materials Home

Printed reference documents mean understanding continues well after the session ends.

Inflation Awareness Workshop

Rising prices are something most of us feel โ€” in the supermarket, at the petrol pump, in the cost of a meal. But few people have a framework for understanding how this connects to the money they are setting aside for the future.

This half-day workshop gives you that framework. It covers the mechanics of inflation, the difference between real and nominal returns, how Thai inflation has behaved over recent decades, and how to think about asset selection with inflation in mind. The session is interactive and deliberately avoids recommending specific products.

Real versus nominal returns โ€” what the difference actually means for your savings
How Thai CPI data translates to everyday purchasing power changes
Inflation-conscious approaches to household budgeting
Asset categories and their general relationship to inflation over time
Scenario calculations using current Thai price data
1 half-day session เธฟ3,000
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Inflation Awareness Workshop

How the Day Is Structured

1

Morning Opening

Introductions, expectations, and a shared exercise to surface what participants already know โ€” and what questions they carry in.

2

Core Content

Inflation mechanics, Thai data review, real versus nominal returns, and a guided budgeting scenario exercise.

3

Personal Application

Individual reflection on savings timelines, asset considerations, and the reference pack review. Open Q&A to close.

Retirement Account Comparison

Thailand offers more retirement savings options than most people realise โ€” and the differences between them matter. RMFs, SSFs, LTFs, the Government Pension Fund, provident funds, and personal pension policies each have different rules around contributions, tax treatment, and withdrawal.

This three-session evening program takes each option apart carefully. The suitability matching exercise in the final session helps you work out which combination makes sense for your income, tax bracket, and time horizon. No products are recommended; the goal is that you finish with enough understanding to make your own choices โ€” or to have much better conversations with an adviser.

RMF, SSF, and LTF contribution limits and tax deduction rules (current year)
Provident fund mechanics and employer matching considerations
Personal pension options available in the Thai market
Suitability matching exercise tailored to your personal context
What to ask (and what to watch for) when speaking with an adviser
3 evening sessions เธฟ7,900
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Retirement Account Comparison

Three Evenings, Clearly Structured

1

Evening One

Overview of Thai retirement savings landscape. Deep look at RMFs and SSFs โ€” rules, limits, and common misconceptions.

2

Evening Two

LTFs (transitional), provident funds, Government Pension Fund, and personal pension policies. Comparison of tax treatment across all types.

3

Evening Three

The suitability matching exercise. Personal application, small group discussion, and guidance on working with a financial adviser effectively.

Family Financial Education Design

Many adults who attend our first two programs return asking: "How do I start this kind of conversation with my children?" This program was created to answer that question properly.

Across five sessions over three weeks, you develop a personalised plan for financial education within your own family. The program covers age-appropriate ways to introduce money concepts, how to structure regular family financial conversations, and how to ground these conversations in the values that matter to your household โ€” not abstract rules from a textbook.

How children and young adults at different ages understand and engage with money
Designing a family meeting format that suits your household
Navigating intergenerational conversations in the Thai family context
Values-based money conversations โ€” connecting finances to what actually matters
A completed personal family financial education plan to take home
5 sessions ยท 3 weeks เธฟ13,900
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Family Financial Education Design

Five Sessions Over Three Weeks

1

Family & Money

How families develop their relationship with money. Your own money story.

2

Ages & Stages

Age-appropriate financial concepts from childhood through young adulthood.

3

Family Meetings

Designing and practising a financial family meeting format.

4

Values & Money

Connecting household financial decisions to the values you want to pass on.

5

Your Plan

Completing and reviewing your personalised family financial education design.

Choosing the Right Program

Not sure which to start with? This overview may help.

Feature Inflation Workshop Retirement Accounts Family Education
Duration Half-day 3 evenings 5 sessions ยท 3 weeks
Best for First-time learners
Budget-conscious
Retirement planning focus
Tax optimisation interest
Parents and grandparents
Long-term family approach
Prior knowledge needed None Basic familiarity helpful Basic familiarity helpful
Suitability exercise โ€” โ€”
Family meeting framework โ€” โ€”
Price (เธฟ) 3,000 7,900 13,900

Many participants begin with the Inflation Awareness Workshop before enrolling in a longer program.

Across All Programs

No product sales or referrals

Education only. Zero commercial interest in your financial decisions.

Maximum 12 participants

Every person has space to ask their own questions.

Printed reference pack included

Written in plain English. Useful long after the program ends.

Annually updated content

Thai financial regulations change. Our materials change with them.

Strict participant privacy

Nothing shared in the room leaves the room. No data shared with third parties.

Bangkok-based, Thai-specific

All content grounded in Thai economic and regulatory reality.

Find the Program That Fits

If you are uncertain which program to begin with, send us a short message and we will suggest an approach based on what you tell us. There is no pressure and no commitment required.

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