Our Company
Education Grounded
in Thai Life
Siriphat was created from a simple observation — that most financial education available in Thailand was not designed with people over 40 in mind. We set out to change that.
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How Siriphat Came to Be
Siriphat began in 2019 in a small meeting room on Charoennakhon Road, with a group of seven people who shared one question: "If I want to understand my own retirement, where do I start?"
Our founder, who had spent two decades working in economic research, noticed that the financial education landscape in Thailand catered mainly to younger investors or to people with professional finance backgrounds. There was very little designed for adults in midlife — people who had been working hard, raising families, and setting money aside without a clear framework for what came next.
The programs we developed draw on Thai economic conditions, Thai savings regulations, and the particular concerns that arise when you are looking ahead to the next twenty or thirty years of life. We keep our groups small, our language plain, and our approach completely free of product sales or commissions.
Since 2019, we have worked with over 340 participants across our three core programs. Many return for deeper sessions, and a good number bring their partners or adult children. That, for us, is the measure of whether the work is landing.
Our Mission
To give every adult in Thailand — regardless of their financial background — the clarity and vocabulary to make thoughtful decisions about the years ahead.
Our Vision
A Thailand where conversations about money in the family are as comfortable and normal as conversations about health — where financial understanding is passed thoughtfully between generations.
Our Promise
We never sell financial products, accept referral fees, or recommend specific institutions. Our income comes entirely from program fees, which means our only interest is in whether you learn well.
340+
Participants
5+
Years Running
3
Core Programs
The Team
The People Behind the Programs
Our small team brings together backgrounds in economics, adult education, and personal finance practice.
Somchai Phatthanapong
Founder & Lead Facilitator
Two decades in Thai economic research and policy before founding Siriphat. Specialises in communicating complex monetary concepts in accessible, everyday language.
Nattaya Wongchai
Program Design & Facilitation
Adult education specialist with a focus on values-based learning. Leads the Family Financial Education Design program and develops curriculum for all three tracks.
Ananya Kasem
Thai Regulatory Research
Keeps our materials current with Thai financial regulations, SEC guidelines, and pension fund changes. Supports participants who have questions about specific account types.
How We Work
Our Standards and Commitments
Every program is held to the same set of principles — because clarity and trust are not optional in financial education.
No Product Affiliation
We hold no commercial relationships with banks, fund companies, or insurance providers. Our materials are produced independently.
Annually Reviewed Content
Thai financial regulations change. Every program is reviewed and updated at the start of each year to reflect current rules for RMFs, SSFs, and pension options.
Participant Privacy
Personal financial information shared in sessions is kept strictly within the room. We do not record sessions or share participant data with any third party.
Adult Learning Principles
Our facilitation style draws on established adult education frameworks — respecting prior experience, encouraging reflection, and leaving space for personal application.
Small Group Commitment
No program exceeds 12 participants. This is not a capacity issue — it is a quality commitment, ensuring every person can engage meaningfully.
Written Materials Provided
Every participant receives printed reference materials in plain English. These are designed to be useful long after the session ends — at home, or in a conversation with a financial adviser.
Our Expertise
Financial Education Rooted in Thai Economic Reality
Understanding money in Thailand requires more than translating concepts from English-language resources. The Thai pension landscape — with its RMFs, SSFs, and Social Security provisions — is shaped by local policy decisions that change frequently. Inflation in Thailand has its own character, shaped by fuel prices, food costs, and the baht's relationship to regional currencies.
At Siriphat, our programs are built from Thai data, using Thai examples, with Thai context throughout. When we discuss the purchasing power of savings, we anchor that conversation in the actual cost of living in Bangkok. When we explore retirement account options, we walk through the current contribution limits, tax treatment, and qualifying conditions as they stand today.
We work with adults who are at the point in life where these questions matter most — where the distance between now and retirement is measurable, and where the decisions made in the next few years will shape the decades that follow. Our programs do not offer a path to any particular outcome. They offer the understanding needed to make your own considered decisions.
Join Us
We Would Be Glad to Welcome You
If you have questions about our programs, our approach, or whether Siriphat might be a good fit for where you are right now, please reach out. There is no commitment required to start a conversation.
Get in Touch